Pre-planning one’s own or a family member’s funeral service is a commonly requested service. More and more people are pre-planning as part of their retirement and estate planning process; however, there are many reasons why families pre-arrange a funeral, be it emotional, practical or financial.
Be assured that whatever decisions are made regarding pre-payment your investments are safe and secure protected by law. Cardinal Funeral Homes Ltd. uses the TD Canada Trust and FamilySide™ (underwritten by Assurant Life of Canada) as depositories for all pre-paid funds.
If pre-payment is not selected, you can opt to record your wishes with us, leaving the balance to be paid by the estate or next of kin.
At Cardinal Funeral Homes we offer complete pre-need, at-need and bereavement services. Our licensed and dedicated team will help you to arrange a personalized service, tailored to suit your family’s needs and budget.

Jim Cardinal
President / Owner
Why pre-plan your Funeral?
- Peace of Mind.
- You get to have your say.
- Cost can be locked in and safe from inflation.
- Difficult decisions are made now.
- It makes sense.
Mistakes to avoid in Funeral Pre-Planning
- Don’t wait until someone is ill.
- Don’t base you decision solely on price.
- Don’t price compare without knowing what’s included and what’s not.
- Don’t do all your shopping over the phone.
- Don’t overlook how the funeral home manages the details.
- Don’t fail to consider the reputation of the funeral home.
- Don’t forget to consider if the funeral home is family owned.
- Don’t forget to ask what they will do for you afterwards.